Privacy Policy

Last updated: 9/16/2025

1. Information We Collect

This Loan Calculator operates entirely in your browser. We do not collect, store, or transmit any personal information or loan calculation data to our servers.

2. Local Storage

We may store your theme preference (light/dark mode) locally in your browser to enhance your user experience. This information never leaves your device.

3. Analytics

We use Vercel Analytics to understand how our service is used. This helps us improve the calculator but does not collect personal information or your calculation data.

4. Cookies

We may use minimal cookies for basic functionality such as remembering your theme preference. We do not use tracking cookies for advertising purposes.

5. Third-Party Services

Our website is hosted on Vercel and may use their analytics services. Please refer to Vercel's privacy policy for information about their data practices.

6. Data Security

Since all calculations are performed in your browser and no data is transmitted to our servers, your financial information remains completely private and secure on your device.

7. Contact Us

If you have any questions about this Privacy Policy, please contact us through our website.